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h1{font-size:clamp(2rem,4.4vw,3.35rem);letter-spacing:-.02em;margin:0 0 1.1rem;max-width:100%;text-wrap:balance}.ph-g20-lead{font-size:clamp(1.05rem,1.7vw,1.18rem);color:var(--g20-body);margin:0 0 1.75rem;max-width:100%}.ph-g20-hero__actions{display:flex;flex-wrap:wrap;gap:.85rem}.ph-g20-btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:.8rem 1.5rem;border-radius:var(--g20-radius-sm);font-weight:800;font-size:.98rem;text-decoration:none;transition:transform .18s ease,background-color .18s ease,color .18s ease}.ph-g20-btn--primary{background:var(--g20-blue-deep);color:#fff !important;border:2px solid var(--g20-blue-deep)}.ph-g20-btn--primary:hover{background:var(--g20-navy);border-color:var(--g20-navy);color:#fff !important;transform:translateY(-2px)}.ph-g20-btn--ghost{background:#fff;color:var(--g20-ink) !important;border:2px solid var(--g20-navy)}.ph-g20-btn--ghost:hover{background:var(--g20-navy);color:#fff 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dd{margin:0;color:var(--g20-ink);font-weight:800;font-size:.92rem;text-align:right}.ph-g20-ribbon{background:var(--g20-navy);padding-block:1.1rem}.ph-g20-ribbon__label{display:block;color:#dbe6f7;font-size:.78rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;margin-bottom:.6rem}.ph-g20-ribbon__list{display:flex;flex-wrap:wrap;gap:.4rem;list-style:none;margin:0;padding:0}.ph-g20-chip{display:inline-block;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.28);color:#fff;font-size:.82rem;font-weight:600;padding:.28rem .7rem;border-radius:999px}.ph-g20-chip--bloc{background:var(--g20-amber-bg);border-color:var(--g20-amber-bg);color:var(--g20-amber-ink);font-weight:800}.ph-g20-jump{position:sticky;top:0;z-index:40;background:var(--g20-paper);border-bottom:1px solid var(--g20-border);padding-block:.6rem}.ph-g20-jump__scroll{display:flex;gap:.5rem;overflow-x:auto;padding-block:.2rem;scrollbar-width:thin}.ph-g20-jump a{white-space:nowrap;color:var(--g20-navy);text-decoration:none;font-size:.85rem;font-weight:700;min-height:44px;display:inline-flex;align-items:center;padding:.4rem .95rem;border-radius:999px;background:#fff;border:1px solid var(--g20-border)}.ph-g20-jump a:hover,.ph-g20-jump a:focus{background:var(--g20-blue-deep);border-color:var(--g20-blue-deep);color:#fff}.ph-g20-section{padding-block:clamp(3rem,6.5vw,5rem)}.ph-g20-section--tint{background:var(--g20-paper);border-block:1px solid var(--g20-border)}.ph-g20-head{max-width:100%;margin-bottom:2.4rem}.ph-g20-head h2{font-size:clamp(1.7rem,3.2vw,2.35rem);margin:0 0 .8rem;max-width:100%}.ph-g20-head p{font-size:1.05rem;color:var(--g20-muted);margin:0;max-width:100%}.ph-g20-grid-2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1.4rem}.ph-g20-grid-3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1.4rem}.ph-g20-card{background:var(--g20-card);border:1px solid var(--g20-border);border-radius:var(--g20-radius-md);padding:1.6rem;box-shadow:var(--g20-shadow-sm);transition:transform .18s ease,box-shadow .18s ease}.ph-g20-card:hover{transform:translateY(-3px);box-shadow:var(--g20-shadow-md)}.ph-g20-card h3{font-size:1.15rem;margin:0 0 .6rem}.ph-g20-card p{color:var(--g20-body);font-size:.96rem;margin:0 0 .9rem}.ph-g20-card p:last-child{margin-bottom:0}.ph-g20-badge{display:inline-block;font-size:.75rem;font-weight:800;text-transform:uppercase;letter-spacing:.04em;padding:.24rem .62rem;border-radius:6px;margin-bottom:.7rem}.ph-g20-badge--blue{background:var(--g20-sky);color:var(--g20-blue-deep);border:1px solid #c7dbf7}.ph-g20-badge--amber{background:var(--g20-amber-bg);color:var(--g20-amber-ink);border:1px solid #fde68a}.ph-g20-badge--emerald{background:var(--g20-emerald-bg);color:var(--g20-emerald-ink);border:1px solid #a7f3d0}.ph-g20-badge--red{background:var(--g20-red-bg);color:var(--g20-red-ink);border:1px solid #fecaca}.ph-g20-card__link{display:inline-block;margin-top:.35rem;font-size:.92rem}.ph-g20-stats{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:1rem;margin:0 0 2.2rem;padding:0;list-style:none}.ph-g20-stat{background:var(--g20-card);border:1px solid var(--g20-border);border-top:3px solid var(--g20-blue-deep);border-radius:var(--g20-radius-sm);padding:1.1rem .9rem;text-align:center}.ph-g20-stat__num{display:block;color:var(--g20-navy);font-size:clamp(1.5rem,3vw,2rem);font-weight:800;line-height:1.1;margin-bottom:.35rem}.ph-g20-stat__label{display:block;color:var(--g20-muted);font-size:.85rem;line-height:1.4}.ph-g20-table-wrap{overflow-x:auto;background:var(--g20-card);border:1px solid var(--g20-border);border-radius:var(--g20-radius-md);box-shadow:var(--g20-shadow-sm)}.ph-g20-table{width:100%;border-collapse:collapse;text-align:left;font-size:.94rem;min-width:640px}.ph-g20-table caption{text-align:left;padding:1rem 1.15rem 0;color:var(--g20-muted);font-size:.88rem}.ph-g20-table th{background:var(--g20-sky);color:var(--g20-navy);padding:.85rem 1.15rem;font-weight:800;border-bottom:2px solid #c7dbf7;white-space:nowrap}.ph-g20-table td{padding:.8rem 1.15rem;border-bottom:1px solid var(--g20-border);color:var(--g20-body);vertical-align:top}.ph-g20-table tbody tr:last-child td{border-bottom:0}.ph-g20-table tbody tr:hover td{background:var(--g20-paper)}.ph-g20-table td strong{color:var(--g20-ink)}.ph-g20-note{margin-top:1.2rem;font-size:.92rem;color:var(--g20-muted)}.ph-g20-trust{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:1rem;margin-top:2rem}.ph-g20-trust div{background:var(--g20-card);border:1px solid var(--g20-border);border-left:4px solid var(--g20-emerald-ink);border-radius:var(--g20-radius-sm);padding:1rem 1.1rem;font-size:.92rem;color:var(--g20-body)}.ph-g20-trust strong{display:block;color:var(--g20-ink);margin-bottom:.2rem}.ph-g20-faq-list{display:grid;gap:.9rem}.ph-g20-faq{background:var(--g20-card);border:1px solid var(--g20-border);border-radius:var(--g20-radius-md);overflow:hidden}.ph-g20-faq summary{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:48px;padding:1.1rem 1.4rem;font-weight:800;font-size:1.03rem;color:var(--g20-ink);cursor:pointer;list-style:none}.ph-g20-faq summary::-webkit-details-marker{display:none}.ph-g20-faq summary:after{content:"+";font-size:1.5rem;font-weight:400;color:var(--g20-blue-deep);line-height:1}.ph-g20-faq[open] summary:after{content:"\2212"}.ph-g20-faq[open] summary{background:var(--g20-paper);border-bottom:1px solid var(--g20-border)}.ph-g20-faq__body{padding:1.1rem 1.4rem;font-size:.96rem;color:var(--g20-body)}.ph-g20-contact{background:var(--g20-sky);border-top:4px solid var(--g20-blue-deep);padding-block:clamp(3rem,6.5vw,5rem)}.ph-g20-contact__intro{text-align:center;max-width:780px;margin:0 auto}.ph-g20-contact__intro h2{font-size:clamp(1.8rem,3.4vw,2.4rem);margin:0 0 .9rem}.ph-g20-contact__intro p{color:var(--g20-body);margin:0}@media (prefers-reduced-motion:reduce){.ph-g20 *{transition:none !important;animation:none !important}}@media (max-width:900px){.ph-g20-hero__grid{grid-template-columns:1fr}.ph-g20-stats,.ph-g20-trust{grid-template-columns:repeat(2,minmax(0,1fr))}.ph-g20-grid-3{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (max-width:768px){.ph-g20-grid-2,.ph-g20-grid-3,.ph-g20-stats,.ph-g20-trust{grid-template-columns:1fr}}