Workers’ compensation insurance helps employees who suffer job-related injuries or illnesses by covering medical expenses, lost wages, rehabilitation, and death benefits. Most countries require employers to provide this insurance to protect both workers and businesses.
When an employee gets injured or falls ill due to work conditions, they must quickly inform their employer and submit supporting evidence. The employer then files a claim with the insurance provider, which reviews the details and decides on the benefits. This process ensures injured employees receive financial and medical support, regardless of fault.
Employers benefit from workers’ compensation insurance by reducing financial risks. Without coverage, they would pay for medical bills, lost wages, and legal costs out of pocket. Maintaining proper insurance fulfills legal requirements, supports employees, and safeguards business finances.
IMAGE GALLERY
