Western Union Payment Guide for Custom Apparel Orders
Complete step-by-step remittance guide for Overseas Filipino Workers (OFWs), overseas event coordinators, alumni associations, and international clients remitting down payments and order settlements to PHShirt through Western Union worldwide agent locations, online portals, and mobile apps.
Remitting to PHShirt via Western Union
Western Union provides one of the most accessible international money transfer networks in the world, with over 550,000 physical agent locations operating across more than 200 countries and territories. For overseas clients, international alumni groups, and Filipino expatriates working in the Middle East, Asia-Pacific, North America, and Europe, Western Union provides an immediate cash or direct-to-account settlement method without requiring an international commercial bank account.
When ordering custom t-shirts, company uniforms, sublimation jerseys, or promotional merchandise from PHShirt, you can route your deposit through three convenient Western Union payout channels:
1. Direct to Bank Account
Transfer directly from the Western Union app or website straight into our company bank account at Bank of the Philippine Islands (BPI). Enjoy lower transfer fees and automatic credit within hours without requiring manual cash pickup.
2. Direct to GCash Wallet
Send funds via Western Union Mobile Wallet Payout directly to our verified Philippine GCash merchant number. Instant real-time SMS alerts allow our production planners to queue your order immediately.
3. Cash Pick-up (MTCN)
Walk into any physical Western Union branch worldwide and remit cash for in-person collection at any licensed Philippine branch, including our local Western Union Robinsons Place Tagum location.
How to Send Payment via Western Union in 5 Steps
Follow this standardized protocol to ensure your transfer is recognized and credited to your custom apparel order without delay:
Get Official Quote
Confirm your final apparel mockup, quantities, and sizes with our sales staff to receive an official proforma invoice with the exact Philippine Peso (PHP) or foreign currency deposit amount.
Select Payout Channel
Choose between Direct to Bank (BPI), Direct to GCash Wallet, or Cash Pick-up. Obtain our current authorized receiver credentials from your sales representative.
Execute Transfer
Process your transaction via the Western Union app, westernunion.com, or at any local agent branch. Pay the sending fee so the full invoiced amount reaches our account.
Transmit 10-Digit MTCN
Capture a clear photo or screenshot of your Western Union receipt showing the 10-digit Money Transfer Control Number (MTCN), sender legal name, and exact amount remitted.
Production Commences
Our treasury team verifies receipt within 15 to 30 minutes during business hours. A formal acknowledgment receipt is sent, and fabric cutting/printing begins immediately.
Payment Comparison: Western Union vs Other International Channels
Compare Western Union with other accepted cross-border settlement methods to choose the optimal option for your order volume:
| Remittance Option | Clearance Speed | Average Fee | Recommended Order Range | Best Use Case |
|---|---|---|---|---|
| Western Union (Direct to GCash) | Instant (5 to 15 minutes) | Low to moderate | 5,000 PHP to 50,000 PHP | Fast sample deposits, rush event shirts, and OFW remittances. |
| Western Union (Direct to BPI) | Same day to 24 hours | Low | 10,000 PHP to 150,000 PHP | Larger team uniforms, bulk embroidery, and batch orders. |
| Wise (TransferWise) | Minutes to 1 business day | Lowest (live mid-market rate) | 200 USD to 10,000 USD | Corporate clients in the US, Europe, UK, and Australia seeking lowest FX markup. |
| T/T SWIFT Bank Wire | 1 to 3 business days | Flat fee ($25 to $45 USD) | 2,000 USD to 100,000+ USD | Commercial bulk apparel manufacturing and containerized ocean shipments. |
| Letter of Credit (L/C) | 10 to 21 days negotiation | 1.0% to 3.5% of value | 30,000 USD and above | Government tenders, institutional contracts, and department store retail lines. |
Security Guidelines & Fraud Prevention
To guarantee the complete safety of your transaction, observe these mandatory verification protocols before sending funds:
1. Confirm Official Credentials: Only send funds to receiver details provided directly by official PHShirt representatives via verified communication channels (@phshirt.com email addresses or our canonical telephone/WhatsApp number +63 946 048 0491).
2. Reference Your Order Number: Whenever the Western Union form provides a transfer note or reference field, include your invoice number (e.g., INV-2026-XXXX) to expedite matching.
3. Retain the MTCN Securely: Do not post receipts or 10-digit MTCN numbers on public social media pages or unsecured message boards. Only transmit the receipt directly to your assigned sales coordinator.
Frequently Asked Questions: Western Union Transfers
What currencies can I use to send money through Western Union?
You can remit in virtually any local currency, including US Dollars (USD), UAE Dirhams (AED), Saudi Riyals (SAR), Kuwaiti Dinars (KWD), Euros (EUR), British Pounds (GBP), Canadian Dollars (CAD), Australian Dollars (AUD), Japanese Yen (JPY), Singapore Dollars (SGD), and Hong Kong Dollars (HKD). Western Union automatically converts your remittance into Philippine Pesos (PHP) or US Dollars upon delivery.
Who pays the Western Union transfer charges?
The remitter is responsible for the Western Union sending fee and any currency exchange markup charged by the sending agent. PHShirt credits the exact net amount received in our Philippine bank account, GCash wallet, or collected over the counter toward your order balance.
How quickly will PHShirt confirm receipt of my MTCN?
During standard business hours (Monday to Saturday, 8:00 AM to 6:00 PM Philippine Standard Time, UTC+8), our billing team verifies MTCN numbers within 15 to 30 minutes. For direct-to-GCash or direct-to-BPI transfers, SMS notifications alert us immediately.
Can I pay for a bulk commercial export order via Western Union?
Western Union is ideal for sample runs, rush event apparel, and orders up to approximately $2,000 to $3,000 USD. For large-scale containerized garment production exceeding $5,000 USD, commercial bank wire via T/T Wire Transfer or Letter of Credit provides lower banking costs and institutional export compliance.
Need Western Union Remittance Assistance?
Get in touch with our billing and customer service team. We will verify your invoice details, furnish current receiver credentials, and confirm receipt of your MTCN code promptly.